What is the Inland Flood Insurance Coverage Endorsement?
Did you know just one inch of flooding can cause $11,000 of damage in a single-story home and more than 20 percent of flood claims happen outside high-risk zones?
So even if you are not in a high-risk area, you still need to protect your home from flooding.
Don’t let flood waters wash away your financial future. Flooding is on the rise in areas that are typically low-to-moderate risk. Our Inland Flood Coverage Endorsement is a great solution to help put your mind at ease, knowing you’re protected from a potentially costly flood loss.
Auto-Owners Insurance offers an Inland Flood Coverage Endorsement specifically for policyholders in low to moderate risk flood zones. Inland Flood is not a separate flood insurance policy. It is a coverage that can be added to your existing homeowners policy.
Ask Beck Insurance Agency about the Inland Flood endorsement from Auto-Owners. If you are eligible, it is simple to add and gives you extra peace of mind.
WHY INLAND FLOOD COVERAGE?
Limits more in-line with what homeowners and renters in low-to-moderate flood zones need.
The IFCE provides a broader definition of flood and coverage is less restrictive than under the NFIP coverage.
Covers personal property in the basement and loss of use, coverages that are excluded by the NFIP.
The IFCE is designed as an endorsement to your existing homeowners or dwelling policy, not a separate flood policy.
WHAT IS AN INLAND FLOOD?
When inland waters, such as streams or rivers, overflow and partially or completely cover normally dry land.
Unusual, rapid rain accumulation, runoff or snowmelt that doesn’t drain away or soak into the ground.
When water carries mud and becomes a mudflow.
WHAT IS COVERED?
Buildings
Contents, including those in a basement
Additional living expenses
Debris removal
Property relocation to a safe area
