Home insurance doesn’t have to be complicated! We’re here to answer your most common questions and concerns about your home insurance policy!
- Do I need home insurance coverage?
If you own a home, then you should have home insurance coverage. In fact, most lenders require a basic form of home insurance coverage to procure a loan. If that’s not enough, home insurance is just a good idea, as it can keep you, your property, and your loved ones protected.
- Do I need a joint home insurance policy?
A joint policyholder allows others to make claims related to your home insurance. This may be a good idea if you share a mortgage with a partner and in some cases can lower your premium.
- What should I include in my contents policy?
Anything that’s been moved from house to house should be estimated in your contents policy. It’s best to go into each room of your house and take a careful inventory of all your contents to ensure that all contents are properly valued.
- What about damages made by pets?
As a general rule, most insurance providers don’t cover damages caused by pets. However, there may be special policies that include this unique form of coverage. It’s best to ask an agent if you require this type of coverage and explore what those options might be.
At Beck Insurance Agency we are passionate about serving our clients in Sylvania, OH, Montpelier, OH, Delta, OH, Waterville, OH, Swanton, OH, Bryan, OH, and the surrounding areas with quality home insurance policies. By answering all your questions and keeping up with the latest insurance trends, we do everything in our power to help you find the home insurance solutions that fit your needs and your budget.
Contact us today to learn more about our home insurance solutions or call to get a quote at 419-446-2777.
