As a business owner, you have likely invested a significant amount of time, energy, and resources into your fleet of vehicles. From delivery trucks to service vans, these vehicles are essential to your operations. But what happens if one of these vehicles is involved in an accident? Or worse, stolen? This is where commercial auto insurance comes into play.
Commercial auto insurance is designed to protect your business from financial loss due to accidents, theft, and other unforeseen events involving your commercial vehicles. By understanding the key coverage options, you can ensure your business is adequately protected.
Here is a closer look at what commercial auto insurance covers:
- Liability Coverage – Liability coverage protects your business from financial liability if one of your vehicles causes bodily injury or property damage to a third party. It covers legal costs, medical expenses, and property damage claims.
- Physical Damage Coverage – This commercial auto insurance coverage helps pay for repairs or replacement costs of your commercial vehicles in case of accidents, theft, vandalism, or natural disasters.
- Comprehensive Coverage – This coverage protects your vehicles from non-accident-related damages, such as theft, vandalism, fire, or natural disasters.
- Collision Coverage – This auto insurance coverage pays for repairs or replacement costs of your vehicles if they are involved in a collision with another vehicle or object.
- Medical Payments Coverage – Medical payment coverage helps pay for medical expenses for you, your employees, and passengers in your vehicles, regardless of who is at fault.
At Beck Insurance Agency we understand the unique insurance needs of businesses and are proud to serve commercial auto insurance to Toledo, OH, Defiance, OH, and Waterville, OH, and the surrounding areas. No matter what the requirements, we offer a wide range of commercial auto insurance options to fit your specific requirements.
Our experienced agents will work closely with you to assess your risks and recommend the best coverage to protect your business! Do not leave your business vulnerable–contact us today to get a personalized quote on commercial auto insurance.
