The global outbreak of the Coronavirus has caused panic in all parts of the world. With such uncertainty comes concern when it comes to insurance coverage. What many Ohio businesses and residents want to know is how will the recent outbreak of the Coronavirus affect auto insurance coverage. There are a few key questions you may be asking yourself during this COVID-19 pandemic.
- Should I reduce my auto insurance coverage during this global pandemic?
Even though you’re vehicles are not in use as frequently during the coronavirus pandemic, you should still maintain full vehicle coverage when it comes to your auto insurance. Although you’re not commuting on a daily basis, your car is still at risk of being damaged, stolen, totaled, or involved in an accident. The only case in which you may want to reduce your auto insurance coverage during this pandemic is if you are choosing not to drive and putting your vehicle in long-term storage.
- Will my auto insurance coverage change due to COVID-19?
Perhaps the most impactful change will be how you communicate with your auto insurance company, as most communication will be virtual during the foreseeable future. But overall you will not see any huge changes when it comes to your auto insurance coverage during this global pandemic. While it may be tempting to reduce your coverage during this time, the smart choice is to keep your auto insurance policy and full effect to provide you and your loved ones with protection from life’s unknowns.
- How do I file a claim during the pandemic?
In the event of an accident or incident, you can file auto insurance claims over the phone, through your insurance provider’s website, or in some cases, through an application on your phone. Most communication will be executed virtually either through phone-call, video-call, or other safe means of communication. Claims may take longer to process, however, this doesn’t change the outcome of your auto insurance claims.
Beck Insurance Agency is here to assist you during the Coronavirus pandemic. With a team of skilled agents that cares about your wellbeing, Beck Insurance Agency has got you covered when it comes to all things auto insurance. Serving residents and businesses in Waterville OH, Perrysburg, Bryan OH, Toledo, Defiance OH, and Montpelier OH, Beck Insurance Agency has a reputation for excellent auto insurance solutions at excellent rates. Contact us today toll-free at 877-446-2325.
