If you are like the majority of Americans then you have a car, which means that you have car insurance coverage. While car insurance coverage is required to keep you safe on the go, there are some things that are not included in a basic car insurance policy.
But what about breakdowns? Are you covered if your car suddenly breaks down?
Unfortunately, under most basic car insurance policies you will not be covered in the event of a breakdown. Read on to learn more about basic car insurance coverage and optional breakdown coverage.
What does basic car insurance coverage include?
If you are like most drivers then you carry full coverage car insurance that includes liability, collision, and comprehensive coverage. Your policy may also include coverage for:
- Single-vehicle & multi-vehicle accidents
- Natural disasters
- Collisions with animals
- Fire
- Theft
- Vandalism
- Falling objects
Optional Breakdown Coverage
If you are interested in additional breakdown coverage then you have a few options:
- Mechanical Breakdown Insurance (MBI) – This type of insurance is available for new vehicles and is only offered by select insurers.
- Roadside Assistance – If you have this coverage then your carrier will cover certain costs related to vehicle breakdowns.
At Beck Insurance Agency we are proud to offer comprehensive and affordable car insurance in Montpelier, OH, Bryan, OH, Napoleon, OH, Waterville, OH, Perrysburg, Toledo, OH, and the surrounding areas. Understanding that you put yourself at risk every time you get behind the wheel of a car, we do our part to mitigate your risks and keep you protected wherever you choose to go. As an independent family-owned agency we put your needs first, helping you sort through different car insurance policies to find the right coverage that meets your unique requirements, both in terms of protection and budget.
With experience offering car insurance protection dating back to 1948, we have stayed current on the latest trends and technologies in car insurance to provide our clients with the most practical coverage. Contact us today to get a quote on car insurance in Perrysburg, Toledo, Bryan, OH, Napoleon, OH, Waterville, OH, Montpelier, OH, and the surrounding areas.
