Every individual that relies on a vehicle to get them from point A to point B needs car insurance coverage. In fact, car insurance coverage is so important for drivers that it is required by law in the state of Ohio–you cannot go without it!
As such an important type of insurance coverage for individuals and businesses, we believe that you should know some of these important secrets about car insurance coverage, which include:
- You may be able to get discounts for NOT filing minor claims.
Sometimes it is better to pay out of pocket for small claims. Minor claims can interrupt your No Claim Bonus cycle which determines discounts at the time of policy renewals. Meaning, in some cases it is just better to take care of it yourself!
- A modified car model can make your premium higher.
Modifying your car may seem like a good option, but resale value is not the only thing that goes up when you modify your vehicle–so does your insurance premium!
- Cashless claims are not completely cashless.
If you make a cashless claim, then keep in mind that the claim is not completely cashless because you still must pay out of pocket for your deductible!
At Beck Insurance Agency we proudly serve car insurance to Perrysburg, Bryan, OH, Toledo, Wauseon, OH, Napoleon, OH, Delta, OH, and the surrounding areas. With car insurance for personal and business applications, we ensure that you or your business has the coverage needed to stay safe on the go. As an independent insurance agency, we are not captive to a single insurance carrier, meaning, we can present you with a wide selection of car insurance options to meet your unique requirements.
Looking to add a teen driver to your policy? Need to make a claim? Have questions about your policy? We help with those things too! Get in touch with us today to learn more about car insurance for Perrysburg, Bryan, OH, Toledo, Wauseon, OH, Napoleon, OH, Delta, OH, and the surrounding areas!
