If you are a homeowner, then you need home insurance protection. Not only is purchasing home insurance a prudent idea, but it is often a lender’s requirement. Whether you are purchasing home insurance reluctantly or you already see the value in home insurance protection, allow us to explain the important aspects of home insurance protection that are included in standard home insurance policies:
- Dwelling – This includes your home’s structure and other attached structures such as garages, porches, etc.
- Structures – Home insurance provides protection for other structures not attached to your home (barns, fences, etc).
- Medical Payments – Your home insurance coverage may provide coverage for minor injuries that happen on your property, regardless of fault.
- Liability – If you have accidently caused damages or accidents to others then your standard home insurance policy will protect your liability.
- Personal Property – Your personal items and heirlooms may be protected under standard home insurance coverage. These personal items may include appliances, furniture, clothing, etc.
- Additional Living Expenses – If you are put out of your home for a given amount of time due to a covered peril, then your home insurance policy will provide coverage for the expenses accrued during this time.
At Beck Insurance Agency we keep homeowners and their families protected with home insurance in Toledo, Defiance, OH, Perrysburg, Montpelier, OH, Sylvania, OH, Grand Rapids, OH, and the surrounding areas. Understanding that your home is one of the most important investments you will make in your lifetime, we give you the protection needed to safeguard your investment and manage your liability as a homeowner.
Whether you need home insurance for your primary residence, rental, vacation home, or other type of Ohio residence, we ensure that you have the protection you require at a price you deserve. Contact us today to get a quote and learn more about home insurance in Toledo, Defiance, OH, Perrysburg, Montpelier, OH, Sylvania, OH, Grand Rapids, OH, and the surrounding areas.
