Did you know that over 70% of Americans need long term care insurance? Yet, there is still a lot of confusion surrounding this type of insurance coverage. For starters, what even is long term care insurance?
Long term care insurance helps pay for expenses related to long term care. The types of coverage offered by long term care insurance are typically not included in other health-related insurance policies, such as Medicare, Medicaid, or health insurance.
So, what exactly does long term care insurance cover? Read on to find out.
Long term care insurance can offer you coverage from the comfort of your home or an assisted living facility. No matter where you reside, here are some of things that may be covered under a comprehensive long term care policy:
- Hospice Care
- Skilled Nursing Care
- Therapies (speech, physical, occupational)
- Personal Care
- Home Care
- Residential Care Facilities
- Respite Care, and more!
At Beck Insurance Agency we have decades of experience serving long term care insurance in Swanton, OH, Wauseon, OH, Sylvania, OH, Toledo, Perrysburg, Montpelier, OH, and the surrounding areas. As a family owned and operated business since 1948, we treat every client like they are a part of the Beck Insurance family. Offering a range of long term care insurance solutions, including a life, hybrid policy, we help you find the right long term care insurance solutions that not only fit your needs, but your budget and lifestyle.
By taking care of your personal health care needs, our long term care insurance options provide you with optimal coverage, no matter where you live. From care for adult daycare centers, community nursing homes, and personal residences, we ensure that you always have access to quality care. Contact us today to get a FREE quote on long term care insurance in Swanton, OH, Toledo, Perrysburg, and the surrounding areas!